Ali Raza Elahi

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Full Name:              Ali Raza Elahi

Department:          Commerce & Finance

Designation:            Lecturer

Research Interest: Entrepreneurial Finance, Default Risk, Risk Management, Financial Hedging

Room:           PGB – 218

Phone:          +92-42-111-000-010 (Ext. 278)

Fax:               –


Responsibilities : Lecturer, BSC Hons (Business Accounting & Finance) Exam coordinator, BAF Society Advisor

Teaching : Insurance and Risk Management, Investment & Portfolio Management, Banking, Islamic Finance

Professional Interests:  Research Activity

Qualifications: Ph.D. Scholar (Finance), M.S. (B&FE), B.Com.(Hons.) with Finance specilization

Work Experience:
MCB BANK LIMITED – SME/MM Centre 1st floor MCB building, Bank square Nila Gumbad, Lahore
Credit analyst

  • Confer with clients to identify and document business needs, marketing new clients, managing existing clients, providing information to clients regarding new/updated financial products and providing them required solutions;
  • Gathering financial information of client (company profile, financial statements, financial yields, projections, cost benefit analyses and other financial reports;
  • Conduct business and financial analysis, evaluating the risks, devise strategy for financing the client as per their genuine business requirement;
  • To assess borrower’s liquidity, profitability, operational activities and to analyze viability of proposed finance;
  • To confirm compliance of sbp prudential regulations;
  • To assess risk factors involved in financing so that the quality of advances can be improved;
  • To manage bank’s risk exposure;
  • To implement bank’s credit policy;
  • To prepare credit approvals of various clients after thorough scrutiny in every aspect and ensure sanctioning of credit proposal in compliance with credit guide lines.


MCB BANK LIMITED – Misri shah branch, Lahore

  • Foreign remittance, Pay Order Issuance, Funds Transfer, Compliance of SBP rules & regulations, Account opening, customer relationship (liabilities), involved in all type of operational activities.


MCB BANK LIMITED – MCB Staff College, Allama Iqbal Town Lahore, Pakistan
Trainee business officer (i.e. MTO)

  • Extensive Training of all banking sectors including Banking Operations, Bank Lending operations, Bank Trade finance operations, Treasury Operations, Credit risk control operations, Human resource operations, Risk Management etc.

Teaching Career: Lecturer in Accounting & Finance in GCU since 2013.